Job Description for Credit Manager – Uc 3
Reporting to the Chief Executive officer, the person will be responsible for;
- Processing, appraisal and approval of loans as per the credit policy and procedures.
- Preparation of monthly reports on loaning to the management.
- Preparation of delinquency reports as per SASRA requirements and underperforming loans reports.
- Reporting on loans demands to ensure adequate funding.
- Responding to members’ inquiries and complaints pertaining to loans and ensuring prompt communication to the members on their loans status.
- Ensuring that loans granted are promptly recovered and remitted together with interests thereon.
- Ensuring that all loans granted are adequately reported to the Insurance.
- Ensure timely collection of remittances and proper reconciliation of debtor accounts on monthly basis;
- Prompt notification to loanees and guarantors of the loans default and institute recovery measures
- Establishing causes of loan defaults and advising on remedial measures.
- Developing and maintaining a sound loan recovery system and credit management controls;
- Preparation of the budget for the department.
- Preparation of work plans, targets and periodic evaluation of staff performance appraisal within the department.
- Implementation of Audit and supervisory Committee recommendations.
- A degree in Commerce (Accounts Option) with CPA (k) and 4 years relevant experience at a senior level in a comparable organization;
- Master’s Degree in Business Administration will be an added advantage.
- Significant operations and financial management experience required;
- Proven computerized financial systems skills will be a must
Applications in the candidates’ own hand writing stating their suitability for the positions, current salary, and copies of certificates, testimonials and identity card, a detailed curriculum vitae, day telephone contacts and names and contacts of at least three (3) referees should reach the Society on or before 2nd April 2012 noon and addressed to:
The Chief Executive Officer
Ukulima Sacco Society Limited
P. O. Box 44071-00100,